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White-label virtual card issuance API for your brand
Launch your own virtual prepaid card service for international online payments via API. Compliant, crypto-friendly, and built for scale.
Why Choose Wanttopay API
A complete infrastructure to launch, scale, and monetize your own card solution — fast, flexible, and fully compliant.
Purpose-built for Fintech, Crypto, Web3 & digital services
White-label Visa cards
Virtual prepaid Visa cards from $5 to $1000, with your logo. Issued by a licensed foreign bank, billed in USD with a U.S. billing address.
All legal and payment infrastructure is already in place. You can issue cards under your brand without needing a financial license or banking partner.
No license required
Fast integration
Connect via REST API. Full documentation, integration guides, and technical support included.
No operator involvement or manual processing required — your system can issue cards on-demand 24/7 in response to client requests.
Auto-issuance
Proven compatibility
Cards work on dozens of top online platforms — from subscriptions to AI tools. The tested services list is updated regularly.
WantToPay meets EMI, and AML/KYC requirements. We monitor security and block prohibited categories.
Security & compliance
Card Details
Works in 180+ countries. No bank account needed.
Virtual Visa Prepaid – simple and secure for global online payments
Prepaid
Prepaid cards with set amounts
USD
Issuing currency
60 days
Validity period
USA
Billing address
5-1 000 USD
Card denomination
Ready for issuance
Easy
Virtual Card with Reloadable Balance
USD
Issuing currency
36 months
Validity period
USA
Billing address
4 000 USD
Spending limit (per month)
Coming soon
Cards designed for global digital service payments
Monetization Models
You decide how to monetize your card product — WantToPay provides the backend, you drive the business model.
Design your own revenue streams
Markup on face value
Set your own retail price and earn on each sale.
Custom exchange rates
Earn on internal conversion when clients top up.
White-label resale
Apply fixed or percentage-based fees for different user cases.
Issuance or activation fees
Resell the solution under your client's brand with full customization.
Automate partner and affiliate rewards
Disburse cashback instantly to user cards
Use prepaid cards as loyalty or referral rewards
Cashback, Loyalty & Marketing Programs
A flexible infrastructure for fintechs, platforms, and digital services to embed card issuing and payouts into their business models — fast, secure, and fully compliant.
How Businesses Use Wanttopay API
Launch, grow and monetize with Wanttopay virtual cards
Crypto & Web3
Enable payments for online services and subscriptions from Web3 apps
Convert platform balances into spendable prepaid card funds
Issue branded prepaid cards using funds from a crypto wallet
Accept payments for courses, tools, or digital materials
Offer cards for agency commissions and bonuses
Issue branded prepaid cards for subscriptions and platform services
SaaS & EdTech Platforms
API Integrators & Product Builders
Build and launch white-label virtual card programs for clients under their brand
Integrate card issuance into existing apps or platforms to add payouts, user payments, or balance spend features
Create custom fintech solutions such as expense tracking, subscription management, or rewards systems
Manage payouts without linking to corporate bank accounts
Provide project-based expense cards with fixed limits
Issue prepaid cards for employee rewards and incentives
B2B & Corporate Solutions
Fintech Apps, Wallets & Neobanks
Issue branded prepaid cards for online purchases, subscriptions, and e-commerce
Expand access to global platforms regardless of local restrictions
Enable instant payouts to customers, agents, and gig workers
Compliance & Security
Fully regulated. Enterprise-grade security
Fully compliant, regulator-approved infrastructure.
Legal architecture
Prohibition of high-risk categories
We block cards in prohibited countries and sectors.
Sanctions screening at onboarding plus anti-fraud and geo-restriction controls.
AML & KYB
Licensed Issuance
Cards issued via EMI-regulated financial partner.
Tech Stack & API Features
Powerful REST API for fast integration
Unlimited card issuance available 24/7
Scalability
Security
Data is processed live without caching.
Sandbox
Safe space for tests and management before going live.
Issuance, blocking, deletion, status management
Card management
REST API
Logical endpoint structure, JSON-based workflow
Tools & Support for Partners
Everything you need to launch, operate, and scale smoothly
Documentation
Comprehensive API documentation with step-by-step guides for card issuance, integration workflows, technical requirements, and compliance protocols.
A searchable help center for your entire team — learn how to use virtual cards, pass KYC, resolve errors, and understand how to pay for online services. Includes FAQs and actionable guides.
Knowledge base
AI assistant – 24/7
An always-on chatbot that provides instant answers to your operational questions. No delays, no queues — just quick and accurate support, any time.
A personal success manager guides you through onboarding, integration, testing, and scaling — offering proactive support and strategic input at every stage.
Account manager
How It Works
From idea to issuance — in less than a month
Sign the agreement and pay the setup fee
Contract signing
Application form
Submit your request and define project goals
Get a tailored commercial offer based on your use case
Proposal preparation
Sandbox access
Receive sandbox access and API credentials
Integrate, test, and launch your branded cards
Testing and launch
KYB procedure
Complete KYB verification (1–3 days) — no license needed
Resources & Industry Guides
Blog & knowledge center
FAQ
Questions and answers
WantToPay Business is a white-label service for issuing virtual prepaid Visa cards via API. It provides the technical and legal infrastructure to create your own card product without the need for licensing, direct issuance, or maintaining PCI DSS compliance on your side.
Our solution is intended for registered legal entities in international jurisdictions – such as fintech companies, payment services, marketplaces, SaaS platforms, and agencies – that need to integrate Visa card issuance into their products.
- A registered legal entity in an international jurisdiction (excluding Russia and countries under sanctions)
- A team and technical resources for API integration
- Completion of KYB (Know Your Business) verification, including company documents, beneficial ownership details, business model description, and source of funds
- Adherence to terms of use, including a ban on resale in prohibited industries and jurisdictions
The WantToPay API gives partners access to the following key functions:
- Virtual card issuance (create card)
- Card balance inquiry
- Retrieve card details (number, CVV, expiration date)
- View transaction history
- Manage card status (temporarily block, delete, etc.)
You follow these steps:
- Submit a request and receive a consultation
- Provide KYB documents and use case description
- Undergo compliance review
- Sign the contract
- Get access to the API and sandbox environment
- Complete integration and testing
- Go live in production
It depends on your readiness.
- KYB review and contract signing on our side usually take 1 business day if all documents are provided.
- Integration and launch depend on your team—anywhere from 1–2 days to several weeks.
Let’s launch your card infrastructure
Tell us about your product and get access to a legal, global-ready card solution.
WTP Technology Limited (HK). Incorporation number: 76394774.
Unit 1603, 16th Floor, The L. Plaza, 367 - 375 Queen's Road Central, Sheung Wan, Hong Kong
Unit 1603, 16th Floor, The L. Plaza, 367 - 375 Queen's Road Central, Sheung Wan, Hong Kong
