Issue Virtual Visa Cards Under Your Brand
Wanttopay Business is an API platform designed for companies that want to offer their customers fast, secure access to international online payments through prepaid virtual cards.
The platform enables you to launch a white-label card product without the need to obtain a financial license, open a bank account, or build complex payments infrastructure from scratch.
All you need is your idea, your brand, and integration with Wanttopay.
About the Product: What is Wanttopay Business API?
A ready-made infrastructure for issuing prepaid virtual Visa cards.
In today’s digital world, many companies face the same challenge: giving their users a convenient online payment tool. Whether it’s paying for international subscriptions, managing internal bonuses, paying contractors, or offering crypto payouts, launching a card product yourself usually means:
- Long licensing timelines
- Significant development costs
- High compliance requirements
- Ongoing legal and risk management
Wanttopay Business API solves this problem differently.
We provide a fully compliant, turnkey platform that lets you issue branded, prepaid virtual Visa cards via a simple API—with instant activation.
✅ No need to build payments infrastructure from scratch
✅ No need for your own license or bank account
✅ No geographic restrictions (cards work in 180+ countries)
✅ Full control via API and dashboard
What You Get
- A branded card product with control over design, denomination, and logic
- A flexible business model with monetization options (markup, fees, subscriptions)
- A stable technical platform with banking-grade security
This isn’t just a card-issuing service. It’s infrastructure to quickly launch a competitive financial product with minimal cost, zero legal complexity, and full regulatory compliance.
Who is Wanttopay Business API For?
Wanttopay Business is a tool for launching new business models, monetizing your audience, and expanding your financial infrastructure.
Fintech & Digital Wallets
If you’re launching or scaling a fintech product but don’t have your own license or issuing infrastructure, Wanttopay lets you add Visa card issuance with minimal bureaucracy.
Advantages:
- Fast MVP launch (2–4 weeks)
- Fully white-label cards under your brand
- Technical and legal support
White-Label Providers, Agencies, Integrators
If you build solutions for clients, Wanttopay is your foundation to create custom products.
Features:
- Fully white-label, from card design to UX
- Use it as a standalone product, module, or reseller model
- Build for your clients with full customization
If you’re a B2B company that needs prepaid Visa cards for clients, partners, or internal use—but want to avoid the licensing hassle—Wanttopay delivers the technology, legal coverage, and cost-effectiveness you need.
What You Get with Wanttopay Business API
A platform built for scalable products, focused on reliability, flexibility, and ease of integration.
When you join Wanttopay Business, you don’t just get technical access to issue cards. You get the full infrastructure that solves critical requirements:
✅ Technical integration (API, sandbox, support)
✅ Legal compliance (licensed issuing partner)
✅ Data protection and adherence to international standards
Visa Virtual Card Issuing
Wanttopay enables issuing prepaid Visa Classic virtual cards with fixed denominations from $5 to $1000, usable in 180+ countries.
Cards can be used anywhere Visa is accepted online:
- Subscriptions (ChatGPT, Netflix, Spotify)
- Online stores and marketplaces
- Bookings and travel
- Donations and creator platforms (Patreon, Gumroad)
- SaaS tools, AI services
Note: These are non-reloadable prepaid cards, making them secure and simple to manage from a regulatory perspective.
White-Label Customization
✅ Fully control the card’s design, description, limits, and behavior (e.g. exceeding limits or expiry handling)
✅ Make it feel like your own product—even though it runs on our infrastructure
REST API and Sandbox Environment
Our platform is built on microservice architecture with REST API for all operations:
- Card issuance
- Retrieving card details
- Balance checks
- Transaction history
- Blocking/deleting cards
- Custom business logic
You get:
- Detailed documentation
- An isolated sandbox for full pre-production testing
Technical Architecture and Stability
- High availability and fault tolerance
- Scalable infrastructure
- 24/7 instant generation and issuance
- Fully automated—no manual processing
- Flexible settlement in crypto (USDT TRC-20) or bank invoice
✅ Set your own pricing
✅ Build custom packages
✅ Monetize the way that fits your market
How You Make Money with Wanttopay Business API
A flexible monetization model you fully control.
We provide the infrastructure. You define your business model:
Markup on Card Value
Buy at $100, sell at $105–$110.
Example: 10,000 cards/month = $50,000+ in markup revenue.
Currency Spread
Accept USDT for master-balance top-ups, set your own internal exchange rate (e.g. 1 USDT = 0.95 USD). Earn the margin on every conversion.
Issuance/Activation Fees
Charge a fee for issuing or activating cards.
Example: $1 per activation → 30,000 cards = $30,000 extra revenue.
Subscription/SaaS Model
Offer card functionality as part of a subscription with monthly tiers and API access.
White-Label for Clients
Be the provider for other businesses. Offer card issuance as a turnkey solution they can brand themselves.
✅ No rigid pricing rules
✅ Total freedom to adapt your model to your audience, region, or use case
✅ Transparent operations with full reporting and control
How to Connect to Wanttopay Business API
Launch your card product without bureaucracy, licensing, or delays.
Typical onboarding time: 3–6 weeks, fully supported at every step.
Inquiry & Initial Discussion
You submit a form. We discuss your project goals, audience, and use cases to tailor the optimal launch plan.
Custom Commercial Proposal
We design a personalized offer, factoring in your expected volumes, customization needs, and monetization goals.
KYB Verification
We perform a Know Your Business check (1 business day). Documents needed:
- Business registration certificate
- Articles of incorporation
- Director’s passport
- Address proof
- Shareholder structure
✅ No banking license required.
Agreement and Setup Fee
You sign the contract and pay a one-time setup fee for:
- API and sandbox access
- Dedicated account manager
- Full integration support
Sandbox Testing and Integration
You receive access keys, test in a secure sandbox, and configure your business logic and design.
Production Launch
After testing, you receive production tokens and go live for your users.
Typical Timeline:
- KYB and contract: 3–7 business days
- Integration: 1–3 weeks
- Testing and launch: 3–5 business days
- Total: 3–6 weeks
Legal Model and Security
Wanttopay Business covers all regulatory, legal, and compliance obligations on our side.
✅ Work legally without your own license or legal risk.
Cards are issued through a licensed financial partner meeting international e-money standards, under regulatory oversight.
You operate in a white-label model without assuming direct issuing risk.
Global Coverage & Online Payment Freedom
Visa virtual cards from Wanttopay work in over 180 countries, supporting payments on most global platforms:
- Subscriptions (ChatGPT, Netflix, Spotify)
- E-commerce and marketplaces
- Travel and bookings
- Creator platforms (OnlyFans, Patreon, Gumroad)
- IT tools, AI services, SaaS
Security and Legal Reliability
✅ Issued through a licensed financial partner
✅ International security and compliance standards
✅ Transparent, legal model without regulatory shortcuts
You get a solid foundation to scale, partner, and build investor trust.
Launch Your Own Branded Virtual Cards—Faster Than You Think
Wanttopay Business gives your company a new level of freedom, flexibility, and revenue potential.
Fill out the form on our website to get a personalized partner offer.
Tags: virtual cards, Visa, prepaid cards, B2B fintech, white-label, API integration, card product, online payments