Why Are B2B Companies Adopting Prepaid Cards?
Today’s market demands flexible solutions for international payments that:
- Meet regulatory requirements
- Integrate easily with existing platforms
- Are managed via API
- Enable rapid launch of white-label products
These needs are precisely what virtual prepaid Visa cards address. They are already widely used in fintech, crypto services, marketplaces, IT products, and B2B SaaS platforms.
What Is a Prepaid Visa Card?
A prepaid Visa card is a virtual card with a fixed balance denominated in USD, issued on the international Visa network. It can be used for online payments worldwide, from subscriptions to SaaS fees, marketplaces, advertising, and bookings.
Key Features:
- Currency: USD
- Validity: up to 60 days
- Availability: usable in 180+ countries
- Issuance: via API or manually
- KYC-free issuance
Advantages of Prepaid Cards for B2B
1. Spend Control
You define the exact amount on each card. This is crucial for managed payouts, loyalty programs, or subscription services.
2. Fast Launch
With Wanttopay, you can start issuing cards in 2–4 weeks—without needing your own license or building complex infrastructure.
3. Monetization Opportunities
Prepaid cards create direct revenue streams for your business:
- Markup on face value
- Issuance and top-up fees
- Paid access to card functionality
- Integration into your own fintech product
4. Simple API Integration
Our API lets you:
- Issue cards
- Check balances
- Retrieve card details
- Manage transactions
Full documentation and a sandbox environment are available as soon as KYB is completed.
Where Are Prepaid Cards Used in B2B?
- Marketplaces: paying suppliers and contractors
- Crypto services: withdrawing USDT to Visa without a bank
- SaaS platforms: automating subscriptions and billing
- Agencies and integrators: white-label solutions for clients
- Loyalty and cashback programs: rewarding customers with Visa cards
Launch Branded Prepaid Cards Quickly, Securely, Without a License
Wanttopay offers everything you need to build your own card product:
- Comprehensive technical documentation and sandbox environment for safe pre-production testing
- Universal API for issuing, managing, and analyzing card activity
- Dedicated account manager and engineering support at every stage of onboarding
- Fully compliant platform with issuer licensing and KYC/AML responsibilities handled on our side
Fill out the form on our website to get a personalized commercial offer.
Learn more at: Wanttopay Business API
Tags: virtual cards, Visa, prepaid cards, B2B fintech, white-label, API integration, card product, online payments